Posts Tagged ‘New GI Bill’

September 9th, 2010
by GIBillExpert
I am currently using the Post 9/11 GI Bill to pay for school. Is there a cap on the number of courses you can take during a semester? Since the Post 9/11 GI Bill is only for 36 months I’d like to take 6 courses as opposed to 4 per semester. I am attending a community college and taking more courses would still not amount to the max tuition rate of my state (MA). Thanks for your help. — Eric D.

There’s no actual limitation on the number of courses that you can take while on the new Post 9/11 GI Bill. There is a cap on the total fees per term (which you mention), but you are allowed to take more than a full-time course load if you can handle it.

There are some practical limitations. The book stipend doesn’t increase over $1,000 per year, so your books may cost more than what is allotted for them. The difference should be manageable, though. Other than that, if you can take extra classes, go ahead. It helps you get the most out of your GI Bill, and your time at the college.

August 31st, 2010
by GIBillExpert
I am a Naval Academy grad that is about to receive a medical retirement. I only have about 4 years of service racked up. My requirement was 5. Am I eligible for the new GI Bill with my medical retirement? Thanks a lot. — Jeff S.

No, you are probably not eligible for the new Post 9/11 GI Bill, although I recommend you make an appointment to speak with a VA benefits counselor before you separate to make sure.

Your medical retirement will follow an honorable discharge, which is one of the requirements for the GI Bill. You have served about 4 years, and I will assume that you mean 4 years of active duty service. The new GI Bill only requires 90 consecutive days of service that fall after the date of September 11, 2001, and the benefits reach 100% tuition when you hit 36 months of qualifying active duty.

However, the service that you use to qualify for the new GI Bill cannot also be used to qualify for another education benefit. In order for your active duty service to count toward the new GI Bill, you would first have to complete the service obligation your accrued for your military academy education. The same would go for an ROTC officer who didn’t complete his obligation.

August 27th, 2010
by GIBillExpert
Under the new proposed Post 9/11 GI Bill, will benefits be back dated? — Cirra T.

That depends on what you mean by back-dated.

If you are asking whether you can use the benefits to pay for debts incurred for classes you have already taken, then no. You can only use the Post 9/11 GI Bill to pay for courses you are currently taking.

If you are asking whether you can be eligible for the new GI Bill due to military service performed before the bill was put into effect in August of 2009, the answer is yes. Any active-duty military service that falls after September 11, 2001 counts toward eligibility for the new bill.

August 26th, 2010
by GIBillExpert
Hi, I was awarded 12 months of benefits under the new GI Bill last week. But I took classes during the spring using no MGIB benefits. Will I be able to apply some of those months retroactively? Thanks! — A. Harper

I imagine that you were given 12 months of the new Post 9/11 GI Bill because you have completely used up your Montgomery GI Bill benefits, or because you had 12 months of MGIB benefits left.

The answer is no on using GI Bill benefits retroactively. If you didn’t apply for the GI Bill benefits for the courses before you started the term, then you can’t get the GI Bill for those courses. You can only get the GI Bill if you are currently taking qualifying courses.

August 25th, 2010
by GIBillExpert
I got out about 2 weeks before 9/11 and I was wondering if I can get the new GI Bill (Post 9/11) or not? Thanks. — Shane M.

No, your service before September 11, 2001, doesn’t qualify you for the new Post 9/11 GI Bill. Only active duty service performed after that date counts toward eligibility toward the new GI Bill, and you need at least 90 consecutive days of qualifying active duty service to qualify for any benefits. This active duty can be in the regular active component, or time deployed under Title 10 of the US Code if you are in the Reserves or National Guard.

August 24th, 2010
by GIBillExpert
My situation is fairly complicated. I went to college on student loans and earned a 4 year degree. Then decided to join the active army as an enlisted soldier with the student loan repayment program instead of the GI Bill. It was one or the other. Well, I completed my 3 year, 16 week contract and became stop-lossed after that for an additional 8 months of active duty service making me eligible for 50% benefits under the Post 9/11 GI Bill. I am also a Texas resident and a member if the TX National Guard (and can use tuition assistance). My question is, can use my 50% GI Bill, the Hazelwood act to cover the other 50%, and my national guard tuition assistance all 3 together? Or just the GI bill and TA? — Patrick P.

Your situation’s not as complicated as you think.

Because of the way that the new Post 9/11 GI Bill works, you can not use it at the same time that you are using the benefits granted by the Hazelwood Act. Here’s why.

The Hazelwood act provides up to 150 hours of tuition exemption for qualifying veterans. This means that it reduces the tuition for the courses you take to zero. Since the new GI Bill pays an amount based on the tuition of your courses, this means that the GI Bill pays nothing for those courses.

You can only use one of the two at a time, but you can still use both benefits, one after the other, so in the long run, you can take advantage of both.

August 24th, 2010
by GIBillExpert
My question concerns the Post 9/11 GI Bill and doctorate programs. I am entitled to 100% benefit but the information on the Internet is generally unclear. I have completed two Masters’ programs and would like to move forward on a doctorate. Can you explain the framework of the Bill as it applies to these advanced programs (PhD, etc.)? Are they the same as graduate programs? In most of the pamphlets, etc. I have reviewed, doctorates are either not discussed or vaguely describe ‘units.’ I believe I read on this blog that if there is no tuition then there is no need for the Bill. Can you shed some light on the benefits of the Bill regarding these programs? Thank you. — R. Loxley

There is no specific difference in how the new Post 9/11 GI Bill works when you are using it to pay for a doctorate than when you are using it to pay for a lower-level degree. It provides funds based on your tuition, to a maximum equal to the most expensive in-state tuition for an undergraduate degree at a public university in your state. If you are in a graduate program, your tuition is probably going to be higher than that, so you will have to make up the difference in some other way, such as your own money or through scholarships, loans, grants, and other sources.

Many doctoral programs through public universities are fully funded; the tuition is paid for through grants, fellowships, work-study programs, and other means. The way that this works with the new GI Bill depends on how it that funding is given. If your program reduces the tuition to nothing, then you have not need of the GI Bill, since the GI Bill pays an amount equal to the tuition. If the funding is paid to the student, in order to be used for tuition and other expenses, then you can use the GI Bill, and still receive the other funding on top of that.

You’re best advised to speak with a financial adviser at your university, to find out the specifics of how your program will work. That will allow you to make your decision on whether to apply for the GI Bill for that program.

August 19th, 2010
by GIBillExpert
I already signed up for the Post 9/11 GI Bill on the VONAPP website. I have also received the letter in the mail that tells me I’m eligible and the balance of months I have for the Post 9/11 GI Bill. When I filled out my paper work I had originally filed to start school in March. Some things came up and I can’t start school like I planned to right now. My question is can I hold off on starting my Post 9/11 GI Bill since I changed my mind about going to school in March? Or do I have to start now? — Christina B.

No, you don’t have to start using the new GI Bill right now, if you can’t take classes. If you don’t take courses at your school, then the VA won’t send money to your school or to you, and the months won’t be subtracted from your remaining balance. You can start the benefits up when you are able to take courses.

Just make sure that you don’t enroll in the courses at the school and then fail to take them. You’ve got to properly withdraw before the courses start, so that the VA doesn’t pay any money.

August 18th, 2010
by Ron Kness
Hello, is there anywhere we can find out exactly what costs are covered once the GI Bill transfer is approved and the dependent child is accepted to the school of choice? By the way thank you for this question board, there are sooo many questions. – Nikki

I can’t tell you exactly Nikki, without knowing the zip code of your school, but I can point you to the right places and you can look it up for yourself.

First, with the Post 9/11 GI Bill, the VA pays your tuition and eligible fees, up to the highest public school undergraduate program amount in the state where you will go to school. Each state has a different maximum amount for tuition and another amount for fees.

This means the VA will pay up to this amount, but not automatically this amount. If your school charges less per credit, or your fees are lower than the maximum, the VA will pay only actual costs up to these maximums. On the VA’s Website, you can look up the Post 9/11 GI Bill tuition and fees amounts for your school’s state.

The other variable is housing allowance. You will be paid at the pay grade of an E-5 with dependents for the zip code of your school. Use the BAH calculator to estimate how much you will get. Type in your school’s zip code in the Duty Zip Code field. From the Pay Grade drop-down menu, select E-5. When the results come up, use the “with dependents” amount. You will also get a book stipend paid at the rate of $41.67 per credit, with a maximum amount of $1,000 per year as part of your Post 9/11 GI Bill transferred benefits.

August 18th, 2010
by GIBillExpert
If a student gets the Post 9/11 GI Bill, can he still get HOPE too? — Lisa

No, I’m afraid that you probably can’t use both the Post 9/11 GI Bill and Georgia’s HOPE grant or scholarship programs. Or, at least, there’s little reason to, even if you could.

Both the new GI Bill and the HOPE programs pay for your full tuition. If you are receiving full tuition through the HOPE program, the new GI Bill won’t pay any tuition. The older Montgomery GI Bill, which paid a flat fee, is a different matter; you can receive it along with other tuition breaks or waivers.