Posts Tagged ‘GI Bill Payments’

March 6th, 2012
by Ron Kness
I am exhausting my Ch. 30 Montgomery GI Bill. After this semester I will have 1 month and 20 days of remaining entitlement. If I start a semester with only that amount of time left will I only receive benefits for 1 month and 20 days or for the entire semester? I would assume just for the time I have remaining, but I might have heard they will cover the entire semester if you start it with some benefits remaining. – Mark

Actually Mark, because you are using the Montgomery GI Bill (MGIB) you can continue getting paid up to 12 weeks after you run out of benefits or until the end of the semester, whichever comes first.  In your case, you will have just under 12 weeks left when you run out of benefits, so you should be fine until the end of the semester.

If you qualify for the Post 9/11 GI Bill, another option is to switch to the New GI Bill with an election start date after you have run out of MGIB benefits. That way the transition to the Post 9/11 GI Bill and pay structure will be seamless and you will get the additional 12 months of entitlement at the Post 9/11 GI Bill payment structure.

If you qualify, you can switch by submitting VA Form 22-1990 from the eBenefits website. It is on this form where you enter your election start date.

In return, you will get a Certificate of Eligibility, showing how many months of eligibility you have left. It will show less than 12 months, because they will deduct the months and days you need to bring you to the end of the semester after you ran out of MGIB benefits.

March 1st, 2012
by Ron Kness
I just recently got out of the Army. Served 5 years Regular Army and 3 in the reserves. I started going to school at Colorado Tech in July / August. I have the Post 9/11 GI Bill and the first month I got a letter stating I’d receive BAH. I got about $1,400. I receive 100% Benefits I got out the military in November. Since November, my payments have been way less. Do I only receive BAH if I’m in the military? Also my school verifies my enrollment with the VA. Should I be doing that instead? Could that be a reason I’m not getting full payment? – Dorian

Hi Dorian, let’s start at the end and work back. First, your college is doing the right thing by sending in your Certificate of Enrollment. As a matter-of-fact, you couldn’t do it even if you wanted to. That is a school reporting function that must be done by them for each semester you are enrolled.

Let’s tackle the housing allowance issue next. You get BAH while you are on active duty, but not while you are in the Reserves. Once in the Reserves or after separated entirely from active duty, then you would get the Post 9/11 GI Bill housing allowance. BAH and the housing allowance are not the same although many people use the two terms interchangeably.

So the $1,400 you got in July/August sounds like it would be around the full amount authorized, but at that time, your housing allowance was not dependent on how many credits you were taking as long as you were taking at least 51% of what you school considered to be full-time.

But that changed last fall with the implementation of the GI Bill 2.0 After the change, your housing allowance is based both on the zip code of your school and the number of credits you are taking. So if you are not a full-time student, that is why your housing allowance dropped. To get the full amount authorized, you will have to increase the number of credits you take up to the full-time level, whatever that number is for your school.

February 28th, 2012
by Ron Kness
I have the full Post 9/11 GI Bill Chapter 33. I have been attending school since fall of 2011. Last semester I only took 6 units which is considered part time. This spring semester of 2012, I have 12 units all on campus, which is fulltime for my school. I was wondering if I could find out a time frame for my housing and book stipend to take affect and get me my money for books and housing? Any help at all is greatly appreciated please and thank you. Semper Fi! – Tony

Usually Tony, you will get your Post 9/11 GI Bill book stipend towards the beginning of the semester. You should get $41.67 per credit, so if you are taking 12 credits, it should be around $500. If your books cost more than that amount, then you will have to pay some out-of-pocket money this semester, Next semester you might come out ahead. Also, don’t forget that you can turn in your books and get about 50% of your money back.

When you receive your housing allowance can vary from school to school, because, in part, it depends on when your school submits their paperwork. Generally, you will get the housing allowance for one month during the following month. So for example, your January housing allowance will most likely show up in February.

Housing allowances are calculated based on the zip code of the school and the number of credits you are taking. Because you are taking a full load, you will get the maximum amount for your area, paid at the E-5 with dependents rate. Last semester, with taking six credits, you were not authorized the housing allowance because you were taking less than 51% of the full-time number of credits.

February 17th, 2012
by Ron Kness
I transferred my 9/11 GI Bill to my son who is graduating HS this year. I have to wait until his 18th birthday this month to actually request VA for the letter of eligibility. It is to my understanding he does not have to actually have a HS diploma to request the letter as long as he is 18. I gave him 36 months and 100% eligibility. Does that mean that he is covered with the tuition, housing allowance, and book stipend for 4 1/2 academic years if the school academic year is 8 months (fall and spring semester)? So for a private school, that would be max of 17,500/year for at least 4 academic years? Also, can he pursue 2 majors and 1 minor during these 4 years or is he only limited to 1 major degree. – Isaias

Hi Isaias. Yes, according to the Post 9/11 GI Bill rules, he has to be either 18 or have his high school diploma in hand if he is less than 18 at the time of graduation. With 36 months of eligibility and 8 month semesters, yes indeed he is covered for 4 ½ academic years of school.

As hard as it is to believe, yes, he can attend a private school and the VA will pay up to $17,500 per year in tuition and eligible fees. His housing allowance would be based on the zip code of his school and by how many credits he takes. To be eligible for the minimum housing allowance, he needs to take at least 51% of the number of credits his school considers to be full-time. Of course taking a full load will get him 100% of the authorized housing allowance authorized for that zip code. And it gets better. He will also get a book stipend once each semester calculated at $41.67 per credit.

If his tuition will exceed what his GI Bill transferred benefits will pay, or if he ends up paying out-state tuition, he should ask if his school is a Yellow Ribbon school. If so, then his school could pay up to half the difference between what they charge and what the VA pays. The VA would pay an equal amount leaving very little left for him to pay.

As far as majors and minors, the VA will pay for them, but they must be related. For example, The VA would most likely pay for a major in Business and a minor in Accounting as they are related. Keep in mind the VA will only pay for the necessary courses needed to complete each degree plan will not pay for courses outside the degree plan.

February 7th, 2012
by Ron Kness
I am currently enrolled in community college for my A.S. in Paralegal Studies — and I’ve been taking extra classes, so I’m scheduled to graduate in five semesters instead of eight. I’m in the process of researching four-year colleges and the one I want to go to is out of state, so all my classes would be online. I’m not worried about the BAH cut, but how would this work? Would the VA pay tuition up to the max rate of the state I currently live in? Would I still receive a book stipend? Does the amount of credits I take per semester affect how long I can use it for? I mean, if I manage a B.S. in nine semesters —24-25 months, can I use the remaining 10-11 months for my Masters? Thanks! – Crystal

All great question Crystal! I’ll do my best to answer them.

It sounds like you know the maximum Post 9/11 GI Bill housing allowance you can get as a full-time online-only student is $673.50. As far as tuition, most online schools do not differentiate between resident and non-resident students for their online programs as they have a set online tuition rate.

However, if your school does have different rates, then the VA will pay the tuition amount that a resident student would pay. You would be responsible for the difference between the resident and non-resident amount. In addition to your housing allowance, you would also get the book stipend once each semester.

As far as the number of credits you take having an effect on how long you benefits last, it won’t and here is why. If you are at least a full-time student, Post 9/11 GI Bill eligibility use is determined by the number of days you are in school per month. So in your case, you use up 30 days of eligibility for each 30 days you are in school. Whatever you have left you can use toward getting your master’s degree.

January 31st, 2012
by Ron Kness
Could I live in GA, attend a School in FL and still get my housing allowance from my GI Bill? – Ariel

Yes you can Ariel, but I want to make you aware of a couple of things first. One, your Post 9/11 GI Bill housing allowance is determined by the zip code of your school and the number of credits you are taking each semester. For example the housing allowance amount for a full-time student going to school in Atlanta would be $1,149. The same student going to school in Miami is $1,863 per month. So from the housing allowance standpoint, you would earn about $700 per month more by going to school in Miami verses Atlanta.

However, the housing allowance is only half the equation. You also have to look at tuition as you will most likely not have residency in Florida. Now that is not an issue if GA and FL have a reciprocity agreement with each other where students can cross state lines and not pay out-state tuition.  If they don’t have reciprocity, then expect to pay the non-resident tuition amount which in some cases can be double the resident rate.

If that ends up being the case, then ask if your FL school is a Yellow Ribbon school. If so, that program could possibly help pay for the tuition difference between what the Post 9/11 GI Bill pays and what your FL school charges you.  This is doable, but act smart and ask lots of questions before committing.

January 20th, 2012
by Ron Kness
Hello, I really hope you can answer this one for me. A couple of semesters ago I took a statistics class at my college and received a “D”. That was a 5 unit class. For winter semester I registered for another statistics class but this one is only worth 4 units. Will the post 9/11 pay for this class since its not exactly a “retake”. More importantly, if they won’t pay the tuition since its a retake, will I at least still get the BAH for being enrolled in school. I really hope so. I don’t know what I’m gunna do if I’m short $2,175…. Thank you! – John

John, you should focus on taking an English class – your writing is horrible! But to answer your question, the VA will not pay for you to retake a class if you passed the first one, which you did with a “D”. However, as absurd as it sounds, they would pay for you to retake the class if you had failed it the first time. With that logic, if you are going to barely pass a class, you would be better off failing it and retaking it to get a better grade. If you pass it with a low grade and want to retake it to better your GPA, you have to pay for it yourself.

The other thing to note is the VA will not pay for classes that are not on your degree plan, which is the second part of the equation. So if your second statistics class is not on your degree plan and you passed the first class, there is no way the VA will pay for it.

As far as getting paid Post 9/11 GI Bill housing allowance, the VA will not pay housing allowance on credits where they do not also pay the tuition. So if the class is not on your degree plan, that 4-credit class will not count into your total credits for that semester. If the credits you have left account for at least 51% of what your school considers full-time, then you would get a partial housing allowance. If that four credit class puts you under the 51% mark, then you won’t get any  housing allowance.

January 18th, 2012
by Ron Kness
I currently live in NY and want to use my GI Bill benefits. Clearly the best option for me would be to take at least one resident course while going to school full time in order to get the full bah benefit from the GI Bill. The problem I have is that I have a job that causes me to travel very often, and I do not have consistent days off, so a set school schedule would be impossible. So for my question, is there any loop hole, or school available that would let me go to school almost exclusively online while still receiving the whole bah benefit? – Thomas

You are asking two separate questions Thomas. Question one is are there any schools that would let me attend exclusively online? Question two asks whether you can do so while still receiving the whole housing allowance, or as you call it bah, which is not really correct.

To answer question one, yes there are plenty of schools offering online-only programs resulting in degrees all the way up to the doctorate level.

To answer question two, no you cannot get the full Post 9/11 GI Bill housing allowance by attending school exclusively online. If you take enough credits to put your rate of pursuit at full-time, you would get the full online-only rate of 673.50 per month.

By using the Post 9/11 GI Bill, the VA will pay your tuition and fees directly to your schools. You will get the $673.50 per month and $41.67 per credit in a book stipend (up to the $1,000 per year maximum). Since you are working a full-time job, you are not fully dependent on your housing allowance for living expenses. I wouldn’t worry about if I would get the full housing allowance or not. While it would be nice to get the extra money, getting your degree is far more important and in the end will be worth far more than what you lost in housing allowance money.

January 12th, 2012
by Ron Kness
I have paid $1,200 for the MGIB and $600 for the kicker. Since, I have served after 9/11, I am also eligible for the Post 9/11 GI Bill. Can I get a refund for the money I paid in? Who do I contact to do so? – Jennifer

There is only one way to get a refund of your $1,200 and that is to switch to the Post 9/11 GI Bill with all 36 months of eligibility intact and then use it all up. Your refund will come as part of your last housing allowance payment.

Since you said you paid $600 for the “kicker,” I’m assuming you are talking about the Buy-Up program. If it was a true kicker, you would not have had to buy it – it would have been a no-cost incentive given to you.

One of the quirks with the Post 9/11 GI Bill is that you can’t use the Buy-Up Program with the New GI Bill. So your options are to either use the $5,400 Buy-Up money with the Montgomery GI Bill and lose your $1,200 MGIB contribution, or give up the $600 you paid and draw the higher pay rate of the Post 9/11 GI Bill.

A third option would be to use the 36 months of MGIB (paid at $1,473 + $150 Buy-Up per month for 36 months) and then switch to the Post 9/11 GI Bill and get an additional 12 months of education benefits.

December 16th, 2011
by Ron Kness
My husband is being let go of the Navy under the ERB program and he will be taking advantage of the GI bill for school. Can you tell us how the program will work as far as pay is concerned? The college is a community college and it’s $36 per unit with most classes being 3 units. To be a full time student he has to have 3 classes a semester so that’s $324 per semester so how will he be paid? Is it a monthly thing, does he get maximum of payment allowance since he paid maximum into it? There’s so many questions flying around tonight and before he goes to speak to his career counselor he wanted to have a little inside info. He is currently serving in Afghanistan but being released June 30. Also I’ve been reading that BAH is also included so would that be on top of any monthly stipend he would get? College is in Ventura, Ca. Thanks so much for any info as it’s a scary time for us right now. He has 13 years of service in. – M

Hi M. I can answer most of your questions. First, it depends on which GI Bill he will use. It sounds like he paid into the Montgomery GI Bill (MGIB), so let’s cover that one first. The MGIB pays a full-time student $1,473 per month for up to 36 months. Out of that amount, he has to pay tuition, fees, books and other education expenses. But under that GI Bill, that is all he gets.

If he would choose to use the Post 9/11 GI Bill, which did not require any monetary contribution, he would get 36 months of entitlement, but the pay structure is entirely different. The VA would pay his tuition and fees directly to his school and he would get a monthly housing stipend based on the number of credits he takes each semester and the zip code of his school. For Ventura, CA, that is $1,911 per month. He also would get a book stipend paid at the rate of $41.67 per credit up to $1,000 per year.

The other thing you should know is that if he transfers to the New GI Bill with all 36 months of MGIB benefits intact, he will get his $1,200 MGIB contribution back, once he exhaust those 36 months of benefits. It will come as part of his last housing allowance payment.