Posts Tagged ‘GI Bill Payments’

February 7th, 2012
by Ron Kness
I am currently enrolled in community college for my A.S. in Paralegal Studies — and I’ve been taking extra classes, so I’m scheduled to graduate in five semesters instead of eight. I’m in the process of researching four-year colleges and the one I want to go to is out of state, so all my classes would be online. I’m not worried about the BAH cut, but how would this work? Would the VA pay tuition up to the max rate of the state I currently live in? Would I still receive a book stipend? Does the amount of credits I take per semester affect how long I can use it for? I mean, if I manage a B.S. in nine semesters —24-25 months, can I use the remaining 10-11 months for my Masters? Thanks! – Crystal

All great question Crystal! I’ll do my best to answer them.

It sounds like you know the maximum Post 9/11 GI Bill housing allowance you can get as a full-time online-only student is $673.50. As far as tuition, most online schools do not differentiate between resident and non-resident students for their online programs as they have a set online tuition rate.

However, if your school does have different rates, then the VA will pay the tuition amount that a resident student would pay. You would be responsible for the difference between the resident and non-resident amount. In addition to your housing allowance, you would also get the book stipend once each semester.

As far as the number of credits you take having an effect on how long you benefits last, it won’t and here is why. If you are at least a full-time student, Post 9/11 GI Bill eligibility use is determined by the number of days you are in school per month. So in your case, you use up 30 days of eligibility for each 30 days you are in school. Whatever you have left you can use toward getting your master’s degree.

January 31st, 2012
by Ron Kness
Could I live in GA, attend a School in FL and still get my housing allowance from my GI Bill? – Ariel

Yes you can Ariel, but I want to make you aware of a couple of things first. One, your Post 9/11 GI Bill housing allowance is determined by the zip code of your school and the number of credits you are taking each semester. For example the housing allowance amount for a full-time student going to school in Atlanta would be $1,149. The same student going to school in Miami is $1,863 per month. So from the housing allowance standpoint, you would earn about $700 per month more by going to school in Miami verses Atlanta.

However, the housing allowance is only half the equation. You also have to look at tuition as you will most likely not have residency in Florida. Now that is not an issue if GA and FL have a reciprocity agreement with each other where students can cross state lines and not pay out-state tuition.  If they don’t have reciprocity, then expect to pay the non-resident tuition amount which in some cases can be double the resident rate.

If that ends up being the case, then ask if your FL school is a Yellow Ribbon school. If so, that program could possibly help pay for the tuition difference between what the Post 9/11 GI Bill pays and what your FL school charges you.  This is doable, but act smart and ask lots of questions before committing.

January 20th, 2012
by Ron Kness
Hello, I really hope you can answer this one for me. A couple of semesters ago I took a statistics class at my college and received a “D”. That was a 5 unit class. For winter semester I registered for another statistics class but this one is only worth 4 units. Will the post 9/11 pay for this class since its not exactly a “retake”. More importantly, if they won’t pay the tuition since its a retake, will I at least still get the BAH for being enrolled in school. I really hope so. I don’t know what I’m gunna do if I’m short $2,175…. Thank you! – John

John, you should focus on taking an English class – your writing is horrible! But to answer your question, the VA will not pay for you to retake a class if you passed the first one, which you did with a “D”. However, as absurd as it sounds, they would pay for you to retake the class if you had failed it the first time. With that logic, if you are going to barely pass a class, you would be better off failing it and retaking it to get a better grade. If you pass it with a low grade and want to retake it to better your GPA, you have to pay for it yourself.

The other thing to note is the VA will not pay for classes that are not on your degree plan, which is the second part of the equation. So if your second statistics class is not on your degree plan and you passed the first class, there is no way the VA will pay for it.

As far as getting paid Post 9/11 GI Bill housing allowance, the VA will not pay housing allowance on credits where they do not also pay the tuition. So if the class is not on your degree plan, that 4-credit class will not count into your total credits for that semester. If the credits you have left account for at least 51% of what your school considers full-time, then you would get a partial housing allowance. If that four credit class puts you under the 51% mark, then you won’t get any  housing allowance.

January 18th, 2012
by Ron Kness
I currently live in NY and want to use my GI Bill benefits. Clearly the best option for me would be to take at least one resident course while going to school full time in order to get the full bah benefit from the GI Bill. The problem I have is that I have a job that causes me to travel very often, and I do not have consistent days off, so a set school schedule would be impossible. So for my question, is there any loop hole, or school available that would let me go to school almost exclusively online while still receiving the whole bah benefit? – Thomas

You are asking two separate questions Thomas. Question one is are there any schools that would let me attend exclusively online? Question two asks whether you can do so while still receiving the whole housing allowance, or as you call it bah, which is not really correct.

To answer question one, yes there are plenty of schools offering online-only programs resulting in degrees all the way up to the doctorate level.

To answer question two, no you cannot get the full Post 9/11 GI Bill housing allowance by attending school exclusively online. If you take enough credits to put your rate of pursuit at full-time, you would get the full online-only rate of 673.50 per month.

By using the Post 9/11 GI Bill, the VA will pay your tuition and fees directly to your schools. You will get the $673.50 per month and $41.67 per credit in a book stipend (up to the $1,000 per year maximum). Since you are working a full-time job, you are not fully dependent on your housing allowance for living expenses. I wouldn’t worry about if I would get the full housing allowance or not. While it would be nice to get the extra money, getting your degree is far more important and in the end will be worth far more than what you lost in housing allowance money.

January 12th, 2012
by Ron Kness
I have paid $1,200 for the MGIB and $600 for the kicker. Since, I have served after 9/11, I am also eligible for the Post 9/11 GI Bill. Can I get a refund for the money I paid in? Who do I contact to do so? – Jennifer

There is only one way to get a refund of your $1,200 and that is to switch to the Post 9/11 GI Bill with all 36 months of eligibility intact and then use it all up. Your refund will come as part of your last housing allowance payment.

Since you said you paid $600 for the “kicker,” I’m assuming you are talking about the Buy-Up program. If it was a true kicker, you would not have had to buy it – it would have been a no-cost incentive given to you.

One of the quirks with the Post 9/11 GI Bill is that you can’t use the Buy-Up Program with the New GI Bill. So your options are to either use the $5,400 Buy-Up money with the Montgomery GI Bill and lose your $1,200 MGIB contribution, or give up the $600 you paid and draw the higher pay rate of the Post 9/11 GI Bill.

A third option would be to use the 36 months of MGIB (paid at $1,473 + $150 Buy-Up per month for 36 months) and then switch to the Post 9/11 GI Bill and get an additional 12 months of education benefits.

December 16th, 2011
by Ron Kness
My husband is being let go of the Navy under the ERB program and he will be taking advantage of the GI bill for school. Can you tell us how the program will work as far as pay is concerned? The college is a community college and it’s $36 per unit with most classes being 3 units. To be a full time student he has to have 3 classes a semester so that’s $324 per semester so how will he be paid? Is it a monthly thing, does he get maximum of payment allowance since he paid maximum into it? There’s so many questions flying around tonight and before he goes to speak to his career counselor he wanted to have a little inside info. He is currently serving in Afghanistan but being released June 30. Also I’ve been reading that BAH is also included so would that be on top of any monthly stipend he would get? College is in Ventura, Ca. Thanks so much for any info as it’s a scary time for us right now. He has 13 years of service in. – M

Hi M. I can answer most of your questions. First, it depends on which GI Bill he will use. It sounds like he paid into the Montgomery GI Bill (MGIB), so let’s cover that one first. The MGIB pays a full-time student $1,473 per month for up to 36 months. Out of that amount, he has to pay tuition, fees, books and other education expenses. But under that GI Bill, that is all he gets.

If he would choose to use the Post 9/11 GI Bill, which did not require any monetary contribution, he would get 36 months of entitlement, but the pay structure is entirely different. The VA would pay his tuition and fees directly to his school and he would get a monthly housing stipend based on the number of credits he takes each semester and the zip code of his school. For Ventura, CA, that is $1,911 per month. He also would get a book stipend paid at the rate of $41.67 per credit up to $1,000 per year.

The other thing you should know is that if he transfers to the New GI Bill with all 36 months of MGIB benefits intact, he will get his $1,200 MGIB contribution back, once he exhaust those 36 months of benefits. It will come as part of his last housing allowance payment.

December 9th, 2011
by Ron Kness
Hello. I have been using the Post 9/11 GI Bill for a year now without any major issues. The VA reps at my college are on top of their game when it comes to submitting all the paperwork. My question is on failing a class. This is the first time in a year that I am in fear of not at least making a “C” in a particular subject. What happens if no matter how much I have tried, I can not pull off at least a “C”? No matter what grade I get at the end of this semester, I plan on re-taking the class in the Spring semester. At this point in my life, a repayment would be detrimental to my mere income. Please advise what I may be facing, if anything, when or if a passing grade is not reached. Thank you. – Ann

There are a couple of problems here. One is you don’t have to pull at least a “C” to pass the course according to GI Bill standards. All you have to do is not fail or get an “F”, so even a “D” is considered a passing grade.

Grades are assigned point values (because they are calculated into your GPA). If you get an “F”, you get 0 points and because it is averaged into your GPA, it would drop it. However, if you get a “D”, which has a point value higher than 0, it would increase your overall GPA and count toward graduation progression.

And two, courses that are failed or for which the grade does not meet minimum requirements for graduation may be certified for VA purposes if they are repeated. Courses that are successfully completed may not be certified for VA purposes if they are repeated. If students must take additional courses in order to raise their GPA to graduate, the courses must be courses that have not already been successfully completed by the student.

So if you squeak by with a passing grade, you will have to pay to retake the course – from your question, it doesn’t sound like something financially you prepared to do. If you fail the class, the VA may pay for you to take the course again, but keep in mind, it won’t be any easier the second time around and you risk failing the course twice. So do the best you can do and hope for a passing grade.

November 28th, 2011
by Ron Kness
I was going to UTI automotive school and found that I was not fit for that job. So I stopped going and my pay has stopped for schooling. I need to get back into school, so I’m leaning towards Devry for computers. How do I go about getting back into school fulltime and get my GI Bill money back? I’m also not sure how I go about getting housing allowance? I was going to UTI fulltime, but I don’t think the housing allowance was available then.  Please help me with this info asap. Thank-you. – Justin

Justin, did you expect your GI Bill payments to keep coming after you quit school? It sounds like it from your question that you were surprised when they stopped. As you found out, you have to go to school to get the money – the GI Bill isn’t a free lunch program.

As far as your housing allowance question, and with it not being available then, it’s one of two things. Either you are using the Montgomery GI Bill, which doesn’t have a housing allowance component to it, or you were using the Post 9/11 GI Bill, but were going to school online before October 1, 2011.

If you are using the Montgomery GI Bill, then you get a fixed $1,473 per month, if you had served for three years or more and your rate of pursuit is full-time. But, out of that amount, you have to pay your own tuition, fees, books and any other education-related expenses.

If you were an online-only student using the Post 9/11 GI Bill before October, then you were not authorized the housing allowance. The $673.50 per month housing allowance for online-only students came about as a result of the implementation of that portion of the GI Bill 2.0 on October 1, 2011. But, the VA did pay your tuition and fees and you received a book stipend once each semester.

To get back in school, you can do one of two things. You can get an appointment with Devry’s VA Certifying Official and have that person certify you for what you have left on your GI Bill or you can submit VA Form 22-1990 and get another Certification of Eligibility (COE) to see what you have left for months of eligibility. Your school will need an up-to-date COE when you enroll again as a GI Bill student.

November 16th, 2011
by Ron Kness
So, here is my question. I have been having trouble in one of my classes. I think that I am going to fail it. I don’t want to drop the class, but I also don’t want to fail. I have a chance at passing it but it’s a small one. Hypothetically, if I do fail what is going to happen? Will I have to pay back the bah? Or the money for the class? It would be my first actual failure and I have never dropped a class. The only thing I am concerned with is if I drop this class it puts me a 7 credits and it is the only class that I need to graduate. I don’t really know what to do… please help…Also full time is 12 credits at this school. – Haily

Haily, my advice is to tough it out. You have nothing to lose and everything to gain by hanging in there. If you pass the class, you get your degree. If you fail the class, it is still a class you need to take at some point in time and it won’t be any easier the next time around, so focus and do the best you can to pass it.

If you do fail the class, most likely you will not have to pay anything back to the VA, however, the final decision rests with them. They normally allow a student a one-time drop of up to six credits without any repercussions as far as having to pay anything back.

The real issue with dropping a class now is after the implementation of the Post 9/11 GI Bill 2.0, now your housing allowance will drop as the amount you receive is calculated based on the number of credits you take along with the zip code of your school.

So while you were getting the full housing allowance by taking 12 credits, if you drop the class, you will only get 7/12th of the full amount –actually 60% instead of 58% because the VA rounds up to or down to the nearest tenth.

November 15th, 2011
by Ron Kness
I am stationed overseas and thinking about transferring to the Post GI Bill. If I am reading this correctly I will have to pay the difference between in and out of state fees because we will not have “NO” state residency when she starts college. – Renee

I don’t think you are interpreting what you are reading correctly. When you enter the military, you still maintain a state residency, usually from the state where you lived when you entered the military. But it really won’t make any difference if you are still serving because the Post 9/11 GI Bill will pay all of your wife’s tuition and fees if she attends a public school and up to $17,500 per year if she goes to a private or foreign school.

I don’t know if you are aware of the transfer of benefits service requirements or not. Before you can make a transfer request, you have to have served for at least six years of which three of those yeas had to be after September 10, 2001. The second requirement is you have to agree to serve an additional four years before a transfer request is approved. If you meet these two service requirements, then you can make a transfer request and get it approved.

If you are still serving when your wife starts school, she would not be eligible for the housing allowance (because you are already drawing BAH for her). If she waits to start school until you are out of the service, then she would get the housing allowance based on the zip code of her school and the number of credits she is taking. Regardless of your serving status, she will get the book stipend of $41.67 per credit, up to $1,000 per year.