The GI Bill isn’t a pool of money from which a student draws. Instead, it is tracked as a number of months of benefits that you have left, and can include partial months. This means that, since the monthly GI Bill payment increases in most years, your GI Bill is actually worth more than the estimate that was quoted to you when you enlisted. Enlistment incentive increases, or “kickers,” do not increase, however.
To find out how much time you have left on your GI Bill, contact the Department of Veterans’ Affairs at their toll-free GI Bill number: 1-888-442-4551.
In general, you are paid a Post 9/11 GI Bill housing allowance based on the actual number of days that the course runs. Any partial months are pro-rated, so you are paid for the portion of the month that the course took place. An exception to this is break pay (also known as interval pay); if there is a short break between terms, you can continue to be eligible for the housing allowance during that break, although you don’t receive the money until after the following term starts.
Break pay is on the way out, however. Per an amendment to the GI Bill that is taking effect this year, interval pay will no longer be paid to students using the GI Bill.
If you ended your only military term with a general discharge, then you are not eligible for the GI Bill. This is a specific stipulation under section of the US Code that governs the GI Bill. It doesn’t matter whether a general discharge is characterized as “under honorable conditions,” or otherwise, it is not an honorable discharge. If you had received a general discharge, but hat previously re-enlisted, which ends the prior term with an honorable discharge, then the prior term of service could qualify you for the benefits.
If you manage to get your discharge changed officially to an honorable discharge, then you will be eligible for the benefits of the GI Bill after that point. You will need to present the new, amended discharge form to the VA to prove your eligibility.
Yes, your wife should be eligible for the full housing allowance (or BAH) that goes along with her Post 9/11 GI Bill benefits. If she was still on active duty and using the bill, she wouldn’t get the housing stipend. Likewise, if she was using GI Bill benefits that you had transferred to her, and you were still on active duty, she wouldn’t get the housing allowance. However, she is a veteran, using her own GI Bill benefits. There is nothing to prevent her from collecting the housing allowance.
If you are referring to the up to $3,000 advance on the GI Bill that the VA offered in the fall and winter of 2009, the answer is no. That advance was a one-time-only offer, brought on by the delay that the VA was experiencing in processing a very large number of GI Bill applications at that time. While it is possible that a similar offer may be made in the future if the right circumstances come up, it is not currently available, although many veterans are still paying off the advance at this time.
As an officer, unless you had prior enlisted service, you probably didn’t get an opportunity to sign up for the Montgomery GI Bill. However, if you have at least 90 days of active duty service that falls after September 11, 2001, you may be eligible for benefits under the new Post 9/11 GI Bill.
For Reservists, only deployed time (under Title 10 of the US Code) currently counts toward eligibility for this bill, although an amendment taking effect this year will allow Reservists to count time serving in the Active Guard Reserve.. Also, if you received your commission from an ROTC scholarship program or a military academy, none of the time in your initial service obligation can count toward eligibility, since this time was used to pay off another educational benefit.
If you do qualify, the amount of qualifying active duty time you have determines what percentage of benefits you can receive. 90 days of active duty gives you 40% tuition benefits, which increases up to a maximum of 100% if you have 36 months or more of qualifying active duty time.
You should receive your first Post 9/11 GI Bill monthly housing allowance payment within a month after starting school, possibly a bit longer. Also, a portion of your yearly book stipend will be included in this first housing allowance for the term.
Setting up your VA benefits to be directly deposited in your bank account (via electronic funds transfer) is an easy process, and is handled through the VA’s direct deposit office. You can contact them by phone as an option from the VA’s main toll-free contact number: 1-800-827-1000.
The process of changing over from the Montgomery GI Bill to the new Post 9/11 GI Bill is very simple. You get the chance to make the change when you apply for benefits, presuming you are eligible for both bills. However, before you change to the new GI Bill, make sure that the change will be an improvement; there are times when it could be better to stick with the MGIB. And, once you change to the new GI Bill, you can never change back.
I certainly would use the term “screwed.” While it is true that you most likely are not eligible for any VA-administered educational benefits (such as the VEAP or any form of the GI Bill), that’s not the limit of your potential benefits from your service.
Check out your local university’s financial aid office and veterans’ affairs office. Many states have state-run programs that offer tuition waivers or other benefits to veterans, with fewer limits than VA benefits. In addition, there are also scholarships available, some specifically for veterans. A thorough enough hunt will turn up a lot of opportunities for college funding.
Sorry, but there’s no means to transfer GI Bill benefits to a dependent or anyone else, once a veteran has left the military. The only program that would allow a transfer of GI Bill benefits is part of the new Post 9/11 GI Bill, and it requires that the transfer be made while the servicemember is still in the military. This is because it usually requires the servicemember to agree to serve at least 4 years after the transfer is approved.