I would just like to verify that as long as I am off duty and using my Post 9/11 GI Bill to attend college on a campus I will get my housing allowance even if I have 10 credits. I just have to have more than 6 to get the BAH right? Kelsey
Hi Kelsey, The scenario you describe should entitle you to the Post 9/11 GI Bill housing allowance. You have to have left active duty or if you’re using GI Bill benefits that were transferred to you by a spouse, then they have to have left active duty.
In most cases the VA considers 12 credit hours per semester to be an average full time course load for an undergraduate degree program. That means that in order for you to be considered more than half-time you would need to carry more than 6 credit hours per semester and that should make you eligible for the Post 9/11 GI Bill housing allowance. You might want to check with the VA Certifying Official at the school you’re attending to verify that there isn’t a different course load requirement at that school, but in most cases more than 6 credit hours per semester should work.
You also have to take at least one class in your degree program per semester in a classroom setting. If you meet all these requirements, you should be eligible for the housing allowance. Don’t forget you may also be eligible for the Yellow Ribbon Program while using your Post 9/11 GI Bill benefits.
Tags: Education Benefits, Housing Stipend, Post 9/11 GI Bill, Yellow Ribbon Program
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My dad was in the service, but divorced my mother. I want information on how to use his GI Bill benefits and do I need him to do the paper work or can I? – Justin
It really depends on which GI Bill he has Justin. If he has the Montgomery GI Bill, it never had any transfer options to dependents with it, so he couldn’t transfer that one to you if he wanted to.
And the Post 9/11 GI Bill isn’t any better for you. While it does have a transfer option, he would have to currently be on active duty, have at least six years of active duty, of which three years has to be after September 10, 2001, and agree to serve an additional four years. So, because he is discharged, he can’t make a transfer to you with that GI Bill either.
Depending on how many years of service he had, there is legislation in Congress right now that, if passed, would allow veterans with 20 years of more of service retiring between December 8, 2001 and July 31, 2009 the option to make a transfer. If he was not a career servicemember, then passage of the legislation won’t help you either.
If an option does become available, you will need your dad to make the transfer. The sponsor owns their GI Bill rights and they alone retain the right to transfer, revoke or re-allocate as they wish. Sorry I didn’t have better news.
Tags: getting ready to apply, GI Bill Payments
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I served 8 years active duty and have the Chapter 30 GI Bill. I joined Texas Army National Guard so now I am eligible for Tuition Assistance with them. Can I use the TA and chapter 30 at the same time? — Ray
Army Reserve National Guard Federal Tuition Assistance (FTA) is a form of military educational benefit that a lot of National Guardsmen overlook, for some reason. Congratulations on asking a great question. And, to answer it, yes, you can used both the ARNG FTA and the GI Bill. If you are using the Active Duty Montgomery GI Bill (which you are) as well as any form of a “kicker” such as the Army College Fund, you must be going to school at least half-time to also receive the FTA.
Tags: Montgomery GI Bill
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I’m about to start college and my dad’s Montgomery GI Bill is paying for two years of it. With this GI Bill, do I get a monthly allowance or anything that I can actually use? — Mel
That depends on what version of the GI Bill you are using. Now, you say you are using the Montgomery GI Bill, but many confuse that bill with the newer Post 9/11 GI Bill. If your father is in the Army, he could transfer benefits from the Montgomery GI Bill through a special Army program. If he is in another service, then he could only transfer benefits if it is the new GI Bill.
If you are using the Montgomery GI Bill, then you will get all of the benefits sent directly to you, and it is up to you to make sure that your classes are paid for. This version of the bill pays a flat amount each month.
If you are using the new GI Bill, then the bill pays your tuition and fees directly to your school, so you don’t see that money. However, you will still receive a portion of an annual $1,000 book stipend each term, and a housing allowance each month. The housing allowance is equal to the Basic Allowance for Housing (BAH) for a military E-5 located in the same ZIP code as your school. If you are taking only online or distance learning courses, you do not receive the housing allowance.
Tags: GI Bill Transfer
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I served in the Navy from 08/29/2001 – 03/23/2003 and I have exhausted my MGIB. The VA told me that I am eligible for an additional year of benefits under the Post 9/11 GI Bill. My question is when will my Post 9/11 GI Bill benefits expire? I know the MGIB expires 10 years after discharge. I have not activated my Post 9/11 Bill yet and was wondering do I have 10 years or 15 years to use it from my discharge date? – S.
With the Post 9/11 GI Bill, you have 15 years from your discharge date to use your additional 12 months of entitlement, so your new delimiting date would be March 23, 2018. While you are authorized an additional year of benefits, it won’t be at the 100% level.
With 17 months of active duty service, after September 10, 2001, you would be at the 60% tier. The VA will pay up to 60% of your tuition and eligible fees directly to your school and you would get 60% of the housing allowance, provided you go to school over half-time and not take only online classes. You would also get up to $600 of the maximum $1,000 per year (60%) book stipend. You would not be eligible for the Post 9/11 GI Bill transfer option.
Tags: GI Bill Transfer, Post 9/11 GI Bill
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From what I have been reading and gathering that service members like myself that enlisted after 9/11 and paid into the MGIB technically have both bills for school? Does that mean that I can receive an additional 12 months of benefits from the MGIB on top of my 36 months of Post 9/11 GI Bill? I’m a bit confused though because at the same time I’ve also read you must pick one or the other? I still have 21 months left in the service, how much ahead of time should I apply for the bill? Hogan
Hi Hogan, Part of what you’ve heard is correct; you are eligible for both the Montgomery GI Bill and the Post 9/11 GI Bill, but service members and veterans are limited to a total of 48 months of benefits from any combination of GI Bills they may be eligible for.
The way the GI Bills are set up is that you can only use one at a time so that is why you must pick which GI Bill you plan to use for your education program, but you don’t have to do that until you are ready to attend school. When you know for sure what you intend to study do a GI Bill comparison and then choose the GI Bill that provides you the most benefits for that program. You are going to find that in some cases the Post 9/11 GI Bill provides the most benefits, but in other cases the Montgomery GI Bill is the far better program; it just depends on what type of school or program you plan to attend.
If you use all 36 months of your Montgomery GI Bill, you can then receive 12 months of Post 9/11 GI Bill benefits, but it doesn’t work in reverse. If you use your Post 9/11 GI Bill benefits first, you are only going to get 36 months of benefits, but it still might be worth it when the Post 9/11 GI Bill benefits are combined with the Yellow Ribbon Program benefits you may also be eligible for.
You don’t have to choose GI Bills until a couple of months before you’re ready to attend school; it isn’t something you have to do while on active duty.
Tags: applying for benefits, Education Benefits, Montgomery GI Bill, Post 9/11 GI Bill, Yellow Ribbon Program
Posted in Montgomery G I Bill, New GI Bill, Veterans Education Benefits, Yellow Ribbon Program | 2 Comments »
I have the Montgomery GI Bill and want to know if the upgrade to the Post 9/11 GI Bill is automatic. I have 7+ years active duty and recently re-enlisted for 6 more years. By the time my contract ends I will have close to 12 1/2 years active with a total of almost 14 years total. Justin
Hi Justin, It sounds like you are definitely eligible for the Post 9/11 GI Bill as well as the Montgomery GI Bill you’ve participated in. The switch to the Post 9/11 GI Bill is not automatic unless you apply to have your GI Bill benefits transferred to a spouse or dependent child. Since the benefits of the Montgomery GI Bill can’t be transferred the VA automatically switches you over to the Post 9/11 GI Bill.
When you are ready to use your benefits you need to make a decision as to which GI Bill is going to provide the most benefits for the education program you plan to pursue. Don’t make the mistake of thinking that the Post 9/11 GI Bill is an upgrade in all cases because in many cases the Montgomery GI Bill is an upgrade to the benefits you would get from the Post 9/11 GI Bill for the program.
Wait until you know what you plan to use the benefits for and do a GI Bill comparison. This isn’t something you have to do while you are on active duty; you just have to do it before using the benefits and you have 10 years after leaving active duty for the Montgomery GI Bill and 15 years for the Post 9/11 GI Bill.
If you decide the Post 9/11 GI Bill is the best GI Bill for your program, just go to VONAPP and apply for Post 9/11 GI Bill benefits and the VA will switch you over. Don’t forget that by being eligible for both GI Bills you can get a total of 48 months of benefits by using all of your MGIB benefits first and then applying for 12 months of Post 9/11 GI Bill benefits.
Tags: applying for benefits, Education Benefits, Montgomery GI Bill, Post 9/11 GI Bill
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I am getting out in December and will be taking a master’s program via online distance learning. This will be full-time. What do I have to do in order to get a housing allowance? Will the GI Bill give a housing allowance to distance learners? If not, how many classes must I take in the state I live in to get the housing allowance? – Brian
Right now Brian, students taking only online classes are not authorized the Post 9/11 GI Bill housing allowance, but there is a work-around. The key is taking at least one class per term pertaining to your degree plan at a local brick-and-mortar school. Then you will qualify to get the full housing allowance based off of the zip code of your local school.
You probably already know the housing allowance is paid at the pay grade of an E-5 with dependents using your school’s zip code for calculating the amount you will get paid. The other requirement to get the housing allowance, and it won’t be an issue in your case, is to have a rate of pursuit greater-than-half-time, which usually works out to taking at least seven credits per term, if your school considers 12 credits full-time.
There is legislation right now that, if passed, would pay online-only students the Post 9/11 GI Bill housing allowance, or at least a partial amount, but I don’t know when the final vote will be taken on that legislation.
Tags: Housing Stipend, Post 9/11 GI Bill
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I bought into the MGIB but never used it. I’ve been out of the military since 1993, is there no way to access any of this benefit? — David B.
You’ve probably lost your educational benefits through the GI Bill.
The Montgomery GI Bill has a delimiting period of 10 years. This means that 10 years after the date that you most recently left active duty, all remaining months of GI Bill benefits are lost. Essentially, you have to use it or you lose it.
There are a few exceptions. The VA is allowed to grant extensions for certain reasons. These reasons are:
- If you served at least 90 days of active duty at any point (in this case, the delimiting period re-starts at the end of that period of active duty.
- If you were prevented from going to school by a medical disability, or by being a POW or being held by a foreign power (in that case, an extension is granted equal to the length of time you were prevented from pursuing an education).
If you think you are eligible for and extension, contact the Department of Veterans’ Affairs and they’ll let you know how to apply.
Tags: Montgomery GI Bill
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I separated from the Air Force in October 1998. I had the GI Bill, but never used it. I have 2 children, one in college and one in high school. I was wanting to know if it was transferable. Some of the paperwork I’ve read said it was, but I never received any information on it. Please check and let me know. It would be a great help in my children’s education. Thank you so much. — Christopher B.
No, the bottom line is that there is no way to transfer GI Bill benefits to your children. There are two reasons for this.
First, there is no mechanism by which a servicemember can transfer the GI Bill to his dependents after separating from the military. The new Post 9/11 GI Bill does have a transfer of educational benefits option, but servicemembers must apply for it while still in the military. It also only applies to those who are eligible for that version of the GI Bill, which requires active duty service after September11, 2001.
Also, the Montgomery GI Bill, which is the version of the GI Bill for which you would have been eligible, has a delimiting period of 10 years. This means that 10 years after you last leave active duty, any benefits you have remaining are lost. So, unless you could get an extension (only available if you couldn’t go to school for reasons of disability or being held by a foreign power), your benefits expired in 2008.
Tags: Montgomery GI Bill
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