Archive for July, 2010

July 29th, 2010
by Jeffery Anderson
I enrolled in the Montgomery GI Bill back in 2000 while on active duty.  I have not used any of it.  I’m still on active duty.  Is there anything I need to do to transfer the Post 9/11 GI Bill to myself or am I automatically eligible?  I understand the requirements for transferring it to one of my dependents, but do I personally have to do anything for myself?  I assume that when I do plan to use my Post 9/11 GI Bill benefits I simply apply/use it at that time.  Kyle

Hi Kyle, That’s a very good question and I’m sure one that many active duty service members would like the answer to.  You do not have to do anything to transfer the Post 9/11 GI Bill to yourself, it is already there if you are eligible for it.

When the time comes to use your GI Bill benefits, if you decide that the Post 9/11 GI Bill will provide you more benefits for your education program than the Montgomery GI Bill would, you go to VONAPP and apply for your Post 9/11 GI Bill benefits online.  It sounds like you are eligible for the full benefits of both GI Bills, so if you haven’t used any of your Montgomery GI Bill benefits, you will receive 36 months of Post 9/11 GI Bill benefits.

I suggest that you wait until you are sure you want to switch as it can be very difficult to make the switch back.  I have talked to a number of veterans who switched to the Post 9/11 GI Bill based on rumors that they were required to switch and when they were ready to start school they discovered that they would have been better off using the Montgomery GI Bill.

Veterans who are eligible for the full benefits of both GI Bills can use all 36 months of the Montgomery GI Bill and then receive 12 months of Post 9/11 GI Bill benefits.  If they switch prior to using all of their MGIB, they only receive the number of months they had remaining on their MGIB.

Do a GI Bill comparison to see which program is the best for the education you plan on pursuing.  Don’t forget that you can participate in the Yellow Ribbon Program while using Post 9/11 GI Bill benefits.

July 29th, 2010
by Ron Kness
I am a PA Guardsman and I used some of my GI Bill from 1997 to 1999. I have had about 2.5-3 years of active duty after 9/11. About how much will my kids be eligible for if I give half to each? Thanks. – Jason

I’m assuming the GI Bill you used is the Montgomery GI Bill – Selected Reserves being you are a Guardsman. There is also the Montgomery GI Bill – Active Duty and each have separate rules, but it won’t make any difference anyway.

There are two requirements Jason to be able to transfer education benefits to dependents. First you have to have served at least six years on active duty and extend for an additional four years, (unless you are approaching retirement and then you don’t need the additional years). Next, you have to still be on active duty when you transfer the benefits.

So even if you did qualify for the Post 9/11 GI Bill transfer option, which you don’t, you couldn’t exercise the transfer option because of the still-on-active-duty requirement.

One option is for your kids to join the military. If each enlisted for three years, each would then have their own 36-month Post 9/11 GI Bill. They could even use Tuition Assistance while on active duty to get a head start on their education at little to no cost to themselves. It is a great way to go.

July 28th, 2010
by Jeffery Anderson
I am getting ready to start my first semester using the Post 9/11 GI Bill as a full-time student (resident courses.) I received my book stipend late last week, my fall tuition and fees were paid yesterday..when should I expect to see my first housing allowance payments?  If I go full time for the summer terms as well will I receive the housing allowance still?  (It is my understanding I would not receive the book stipend for the summer terms.)  Thank you :) Emmie

Hi Emmie, It sounds like you are all set to start classes.  The Post 9/11 GI Bill housing allowance is paid in arrears.  Since the other payments have arrived I would think that everything is arranged in the system and you should receive your first housing allowance check the month after you begin classes.

If your fall semester starts in August, then you should receive your first housing allowance payment in September.  The check or direct deposit you receive in September will not be for a full month as I would imagine that your classes are beginning in the middle or towards the end of August.  When you receive your payment in October for the September allowance, it should be for a full month.

As long as your school submits the paperwork letting the VA know that you will be a full time student during the summer you should receive a housing allowance for the summer term.  It sounds like you are knowledgeable concerning the need to take resident classes and to maintain a certain number of credit hours per semester to continue to be eligible for the Post 9/11 GI Bill housing allowance, just be careful you don’t drop below the qualifying number of credit hours if you drop any classes.  Good luck with school!

July 28th, 2010
by Ron Kness
I am the wife of a retired veteran. He served for over 20 years, including serving post 9/11 on active duty for 365 days. He wants to transfer his GI Bill, but we are not sure if he qualifies. I am currently going for my Masters degree in nursing. – Diane

There are two separate issues here Diane. First, with one year on active duty after September 10, 2001, your husband does qualify for the Post 9/11 GI Bill, but not at the full benefit.  With one year of active duty, he would be at the 60% tier level. This means the VA would pay 60% of his tuition directly to his school and he would get both 60% of his monthly housing allowance and book stipend.

The second part – the not so good news – is that he could only transfer Post 9/11 GI Bill benefits to you once he qualified at the 100% level, which requires at least three years on active duty after the above September date.

The last part (at least for right now) is all transfer of education benefits to dependents has to be done while the servicemember is still on active duty, so even if he did qualify to transfer, he could not, because he is retired. That part could change if the bill in congress passes.

July 28th, 2010
by Jeffery Anderson
Along with full time tuition coverage, do I also get a stipend?  Elizabeth

Hi Elizabeth, This is kind of a broad question and a lot of issues can affect my answer.  First, I assume we are talking about the Post 9/11 GI Bill as the Montgomery GI Bill does not offer a housing allowance.  The Post 9/11 GI Bill does not always provide full tuition coverage, how much tuition assistance you receive is determined by the state you attend school in and how many credit hours you are taking per semester.  If you are attending a Yellow Ribbon Program school, that can help with your tuition assistance.

You can be eligible for the housing allowance if you are using the Post 9/11 GI Bill and you are taking  enough credit hours per semester to be considered more than a half time student.  For an undergraduate degree program you would have to take more than 6 credit hours per semester.  At least some of the classes you are taking must be taught in a classroom, you can’t take all online classes and be eligible for the housing allowance.

Also, you can’t receive the housing allowance if you are still on active duty or if your Post 9/11 GI Bill benefits were transferred to you by a spouse still on active duty.  If you meet all these requirements, you should receive an allowance based on the zip code of the school you are attending.

July 28th, 2010
by GIBillExpert
I served in the Air Force from February 1979 to May 2000. I elected VEAP in 1985, and elected MGIB Conversion October 2001. Attended Colorado Tech Univ Online and received Bachelors in Business Management. Applied for Educational Benefits in September 2007 and was given only $450. Located my DD 2366 after numerous inquiries. How can I verify that I paid the $2700 lump sum if I don’t have a copy of the payment record? My eligibility should expire in about a month. Can I still be reimbursed for the money that I have already spent on my education? I sure hope I can get something for the 21 years of honorable service and sacrifice. I hope the same for other veterans who have served their country and have yet to collect the benefits. — Tina S.

Normally, your unspent Veterans’ Educational Assistance Program contributions would be automatically refunded to you when the 10-year delimiting period expired. This would require no action on your part, but there have been complaint that the system “forgot” and people have had to request the funds through the VA.

However, you applied for the Montgomery GI Bill Conversion. That took you out of the VEAP system, and changed your benefits over to the MGIB. You may not be able to get any refund of your contributions at all, since there are no refunds available for the MGIB, except when you convert the MGIB to the new Post 9/11 GI Bill (for which you are not eligible).

Of course, that may not be the final word. You may be able to state your case to the VA, but to do that you will have to get an in-person hearing by contacting the local VA center.

July 28th, 2010
by GIBillExpert
I served from June 2009 to 28 September 2009, which all was in Air Force BMT. I was on medical hold after the 4th week of BMT. I was discharged for entry level separation due to medical and received an uncharacterized discharge. Meantime, in October 2009, I was found 30% “service connected.” I applied for the Post 9/11 GI Bill and was found eligible. Then in January they sent me another letter disapproving my entitlements. I resubmitted with the help of the my local veterans service representative office who said I was eligible. During the waiting process I was reevaluated and I’m now 50% DAV service-connected. I just received my letter yesterday saying I’m not eligible due to the basic training time and I only have 47 days of actual active duty. They are missing the point because if you read the law, if  I’m over 30% service connected I’m automatically eligible. Can you help define the law on this scenario? — Brandon P.

You are correct, and yet you also may not be. If you were discharged due to any service-connected disability, then you only have to have served 30 consecutive days of qualifying active duty in order to be eligible for the new Post 9/11 GI Bill.

However, you are dealing with two different systems. In order for you to be eligible, your discharge must have been due to a service-connected disability. According to your discharge papers, you were discharged with an entry level separation, or ELS, not with an honorable discharge due to a medical disability. Your VA-conferred disability rating is separate from the rating granted by your branch of service, and is recorded in different channels.

You are probably eligible for the new GI Bill, but your special situation may make it difficult to get a clear statement of that eligibility. Your best course of action is probably to request a hearing from the VA at which VA personnel will hear your side of the story and make a ruling. You can arrange this via the instructions on the paperwork you have received, or by contacting your local VA office.

July 28th, 2010
by Ron Kness
My husband just finished a 9-month program for B.L.E.T. at McDowell Community College. Is he eligible for any GI monies? We were just advised about this program. Any information that you have on this would be wonderful. Thank you. – Cozette

Possibly Cozette. My first question is did he pay into the Montgomery GI Bill (MGIB) and serve at least three years on active duty? If so, did get an honorable discharge? If he meets these qualifications, then he has the MGIB and it would have paid him $1,368 per month for his course. With the MGIB, he would have to pay his own tuition and related education expenses.

All might not be lost, though, as the VA will go back one-year and pay for courses. I would recommend sending in VA Form 22-1990 and see what happens. If approved great; if not, at least you tried.

Another question is does he have at least 90-days on active duty after September 10, 2001? That would qualify him for minimum Post 9/11 GI benefits; three years after the same date would get him to the full benefit. The Post 9/11 GI Bill is normally used for degree-producing courses, but it will pay non-degree producing courses, if they are taught at a school that awards degrees.

I mention the Post 9/11 GI Bill, because it pays better than the MGIB, so it might be worth looking into. If he qualifies for this GI Bill, the VA would pay his tuition and fees and he would get a monthly housing allowance and a book stipend. Because his course is already finished, he would get his tuition reimbursed back to him instead of the VA paying his tuition directly to his school which is the norm.

July 27th, 2010
by GIBillExpert
What is the maximum amount of credits I can take with the new GI Bill? — Trent T.

There isn’t any hard number of credit hours that you can take under the new Post 9/11 GI Bill. It will cover your full tuition (or a percentage of your tuition if you have partial benefits), and you are free to take a heavier than normal course load if you wish. However, the system is geared to be most effective for you if you take a full time course load, however that is defined by your school. For most schools using a traditional semester schedule, this is 12 credit hours per term, and 2 terms per year.

Your annual book stipend only covers a maximum of $1,000 worth of books each year. While this seems like a lot of money, textbooks can be very expensive, and so if you are taking many more courses, you may run short on money for books. Likewise, the GI Bill lists a maximum in fees each term, which could be a significant limitation if you are taking courses with high extra fees (such as laboratory or technology fees).

July 27th, 2010
by GIBillExpert
I heard that my GI Bill tuition goes straight to the university I’m attending. Is there any way I can change that to go directly to my account? — Marvin

No, you can’t. One big difference between the old Montgomery GI Bill and the new Post 9/11 GI Bill is that, while the MGIB is paid directly to the veteran, the new GI Bill’s tuition portion goes directly to the school. This is not a negotiable issue, and is not generally an issue at all as the new GI Bill’s tuition benefits are based on your actual tuition, up to a maximum.

On the other hand, while the tuition portion goes to the school, you should still receive your housing allowance each month, and each term a portion of your yearly book stipend. If you are only taking online courses, you don’t get the housing stipend.